First-Time Homebuyer Programs
Guidance and program options for buyers purchasing their first home.
Who this program may help
Buyers purchasing their first primary residence who want to understand the programs and assistance that may be available to them.
Common benefits
- Lower down payment possibilities on certain programs
- Step-by-step guidance through the first-time buying process
- Access to down payment assistance where eligible
- Education on closing costs and monthly budgeting
General eligibility considerations
- Intended to occupy the property as a primary residence
- Credit and income review required
- Program availability varies by location and program guidelines
Common borrower questions
Do I need a 20% down payment?
Not necessarily. Several programs allow lower down payments, and some first-time buyer programs or assistance options may be available depending on your situation and location.
What counts as a first-time homebuyer?
Generally, someone who has not owned a primary residence in the past three years, though specific program definitions can vary.
Program availability and terms vary. The only way to know which options fit your situation is to start your qualification.
Start My Qualification
Ready to Explore Your Mortgage Options?
Let's find the financing that fits your goals.
Start your qualification on my secure application and I'll personally review your options with you.