Licensing & Disclosures

Alfred Spencer is a Mortgage Broker with E Mortgage Capital, Inc..

NMLS Identification

• Individual NMLS #: 376123
• E Mortgage Capital, Inc. Company NMLS #: 1416824

State Licensing

Alfred Spencer is licensed to originate residential mortgage loans in: Michigan, Tennessee, Florida, Missouri, New Mexico, Connecticut. State-specific licensing disclosures will be added here following compliance review.

Equal Housing Opportunity

We are an Equal Housing Lender. We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, or receipt of public assistance, or any other basis prohibited by law.

Advertising Disclaimer

This is not a commitment to lend. All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice. Not all applicants will qualify.

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