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Cash-Out Refinancing
Replace your mortgage with a new loan and access the difference in cash.
Who this program may help
Homeowners who want to tap into their equity by refinancing into a new, larger loan.
Common benefits
- Receive a lump sum from your home equity
- May be used for improvements, debt consolidation, or other goals
- Replaces your current mortgage with a single new loan
- Available for primary, second home, and investment properties in some cases
General eligibility considerations
- Sufficient equity is required
- Credit and income qualification required
- Closing costs apply
Common borrower questions
How much can I take out?
The amount depends on your home value, existing mortgage balance, and program guidelines.
Does refinancing reset my loan term?
Refinancing replaces your current loan with a new one, which may have a new term and rate.
Program availability and terms vary. The only way to know which options fit your situation is to start your qualification.
Start My Qualification
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Let's find the financing that fits your goals.
Start your qualification on my secure application and I'll personally review your options with you.